Ruth Never Sleeps
Ruth Kertz

Mother of three wonderful children who keep me occupied with planned and unplanned projects.

My passion became a latest project Sun Protective Swimming Hat Nammu. It helped many people protect themselves from harmful Sun rays.

We worked hard on creating a true UV protective extreme sports hat, and it paid off! It's loved by children and adults, boys and girls equally.


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That's it for now.

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September 25th, 5:28am 0 comments

What it takes to find and close a great investment property deal?

When you start investing into properties for investment purpose, then you have to develop a visionary instinct that will help you figure out, which properties are worth the investment, and which are not. You will be able to easily spot if a property has a good potential but is managed poorly, or had different type of problems, but not from a prospective of a property itself.

Read more in this article about what it takes to find and close a great investment property deal.

Ruthie (newbie investor)

Posted
September 20th, 6:06am 1 comment

Investing In Multi-Unit Apartment Building Vs. Single Family

A bigger size property, however, doesn’t necessarily mean more risk. Losing one tenant in a single family will “hurt” you more than losing one tenant in a multi-unit apartment building property. This concept is called economies of scale where you get cost advantages due to expansion. It is smarter to invest your money into a multi-unit apartment building, since it will lower your risks and increase your chance of having extra cashflow each month to reinvest your money in other properties.

Well, it may be true, but you need some balls to jump into a bigger size property.

Ruthie


Some would recommend that you invest in a single family property while others will state that a multi-unit apartment building property is a better investment. There are pros and cons to each of them. 

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Posted
September 19th, 8:23pm 0 comments

Data displays for self-awareness

From Prof. Tufte's website.

At the end of 2005, Nicholas Felton decided to publish a report that would chronicle his life over the previous year. He looked through his music archives to see how many songs he had listened to. He checked his airline ticket stubs to see how many miles he had flown. He aggregated the number of books read and photos taken. He compiled those and myriad other data points into his first annual report about his life, aptly titled, “The Feltron Annual Report.”

Posted
September 18th, 10:44am 0 comments

Should I get Shark vac steamer? Over 210 degrees of heat?

I am so divided about this Shark vac steamer. First, I'm worried about the floors if it's true that the steam is over 200C???? Is that normal, and can that do any damage to floors?

On the other side, there is a whole notion of having this wonderful machine that does it all in one swoop :) That would make me really happy, because that way I could skip whole bunch of walking back and forth to do one thing after the other when cleaning the main floor.

There is a review of Shark vac steamer here, and so far I like what I see. Should I get it?

Posted
September 18th, 9:38am 0 comments

Is it normal to smoke while you are trying to build 6-pack?

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On Saturdays I like to read different articles, and here is what I see now about teenagers who smoke while bodybuilding. I can't understand why would anyone bother with bodybuilding if you will smoke?

Is it normal to smoke while you are trying to build your body into a nice figure? Read it here and let me know what do you think?

Ruthie

Posted
September 18th, 5:11am 0 comments

Cool bandannas

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My grandchildren enjoyed these cool Nammu bandannas this summer, so I thought I owe to mention it and show their picture :)

Cool looking guys

R.

Posted
September 16th, 7:57pm 0 comments

Stretching and Flexibility Training

I started stretching and flexibility training, and now I do it every morning. Not an easy thing to do at my age, but as long as I exercise, I'll also keep doing the stretching. Stretching means just properly to enter the exercise. I usually spend 5-8 minutes stretching before I start biking or slowly running. No rush, what I would say, but I do streatch my legs before starting any of physical activities.

Btw, I like this pic:

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So, remember stretch before you start your daily exercise. Read the notes how it is best to do.

Enjoy your exercise and keep it safe, do not push to the limits.

Ruthie

Posted
September 15th, 12:48pm 1 comment

Is caffeine harmful for your heart?

Trying to understand contradictory information if caffeine is harmful for your heart?

Coffee is not recommended to sufferers of glaucoma, because the detrimental effect on the mechanism of regulation of elevated pressure. Black potion is not recommended either diabetics or people with increased blood fat.

Coffee cancels the effect of treatment of diabetes. In fact, the whole treatment in patients with diabetes is aimed at lowering blood sugar levels, each cup of coffee, liberated by stress hormones, leading to an increase in blood sugar.

Enjoy the reading and let me know your opinion,
Ruthie

Posted
September 11th, 5:25pm 1 comment

Who needs a $100 extra n gigabit router?

Oh... As soon as I bought the Linksys router, now I read about this new d-Link dir-655 n gigabit wireless router, and started wondering if I should've got that one. But why would I pay extra $100 for just a different type of the router?

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Anyway I like the features they listed there, but I don't think I'll be returning my new Linksys router...

Ruthie :)

(never a dull moment with these tech things)

Posted
September 10th, 7:47pm 1 comment

Got a modem and I'm back in my writing business

Oh, I just got a new Linksys modem (check it out), and I'm in business again, so I can continue to write.

Yeeeey :)

Works like a charm, and not expensive at all.

Ruthie

Posted